Overview
Brought to you by YData
Dataset statistics
| Number of variables | 11 |
|---|---|
| Number of observations | 149391 |
| Missing cells | 33049 |
| Missing cells (%) | 2.0% |
| Duplicate rows | 0 |
| Duplicate rows (%) | 0.0% |
| Total size in memory | 12.5 MiB |
| Average record size in memory | 88.0 B |
Variable types
| Categorical | 1 |
|---|---|
| Numeric | 10 |
SeriousDlqin2yrs is highly imbalanced (64.5%) | Imbalance |
MonthlyIncome has 29221 (19.6%) missing values | Missing |
NumberOfDependents has 3828 (2.6%) missing values | Missing |
RevolvingUtilizationOfUnsecuredLines is highly skewed (γ1 = 97.43321053) | Skewed |
NumberOfTime30-59DaysPastDueNotWorse is highly skewed (γ1 = 24.47460808) | Skewed |
DebtRatio is highly skewed (γ1 = 94.97972054) | Skewed |
MonthlyIncome is highly skewed (γ1 = 114.0165653) | Skewed |
NumberOfTimes90DaysLate is highly skewed (γ1 = 25.10737158) | Skewed |
NumberOfTime60-89DaysPastDueNotWorse is highly skewed (γ1 = 25.42438785) | Skewed |
RevolvingUtilizationOfUnsecuredLines has 10569 (7.1%) zeros | Zeros |
NumberOfTime30-59DaysPastDueNotWorse has 125453 (84.0%) zeros | Zeros |
DebtRatio has 3515 (2.4%) zeros | Zeros |
MonthlyIncome has 1616 (1.1%) zeros | Zeros |
NumberOfOpenCreditLinesAndLoans has 1712 (1.1%) zeros | Zeros |
NumberOfTimes90DaysLate has 141108 (94.5%) zeros | Zeros |
NumberRealEstateLoansOrLines has 55579 (37.2%) zeros | Zeros |
NumberOfTime60-89DaysPastDueNotWorse has 141831 (94.9%) zeros | Zeros |
NumberOfDependents has 86392 (57.8%) zeros | Zeros |
Reproduction
| Analysis started | 2025-10-12 00:16:16.694810 |
|---|---|
| Analysis finished | 2025-10-12 00:16:28.644400 |
| Duration | 11.95 seconds |
| Software version | ydata-profiling vv4.17.0 |
| Download configuration | config.json |
Variables
SeriousDlqin2yrs
Categorical
Imbalance
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 1.1 MiB |
| 0 | |
|---|---|
| 1 | 10009 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 139382 | |
| 1 | 10009 | 6.7% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 139382 | |
| 1 | 10009 | 6.7% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 139382 | |
| 1 | 10009 | 6.7% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 149391 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 0 | 139382 | |
| 1 | 10009 | 6.7% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 149391 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 0 | 139382 | |
| 1 | 10009 | 6.7% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 149391 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 0 | 139382 | |
| 1 | 10009 | 6.7% |
RevolvingUtilizationOfUnsecuredLines
Real number (ℝ)
Skewed Zeros
| Distinct | 125728 |
|---|---|
| Distinct (%) | 84.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 6.0710867 |
| Minimum | 0 |
|---|---|
| Maximum | 50708 |
| Zeros | 10569 |
| Zeros (%) | 7.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.1 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0.030131807 |
| median | 0.15423458 |
| Q3 | 0.55649424 |
| 95-th percentile | 0.9999999 |
| Maximum | 50708 |
| Range | 50708 |
| Interquartile range (IQR) | 0.52636244 |
Descriptive statistics
| Standard deviation | 250.26367 |
|---|---|
| Coefficient of variation (CV) | 41.22222 |
| Kurtosis | 14485.675 |
| Mean | 6.0710867 |
| Median Absolute Deviation (MAD) | 0.14812895 |
| Skewness | 97.433211 |
| Sum | 906965.71 |
| Variance | 62631.906 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=50)
| Value | Count | Frequency (%) |
| 0 | 10569 | 7.1% |
| 0.9999999 | 9956 | 6.7% |
| 1 | 17 | < 0.1% |
| 0.9500998 | 8 | < 0.1% |
| 0.954091816 | 6 | < 0.1% |
| 0.71314741 | 6 | < 0.1% |
| 0.007984032 | 6 | < 0.1% |
| 0.538922156 | 5 | < 0.1% |
| 0.582834331 | 5 | < 0.1% |
| 0.004999 | 5 | < 0.1% |
| Other values (125718) | 128808 |
| Value | Count | Frequency (%) |
| 0 | 10569 | |
| 8.37 × 10-6 | 1 | < 0.1% |
| 9.93 × 10-6 | 1 | < 0.1% |
| 1.25 × 10-5 | 1 | < 0.1% |
| 1.43 × 10-5 | 1 | < 0.1% |
| 1.49 × 10-5 | 1 | < 0.1% |
| 1.51 × 10-5 | 1 | < 0.1% |
| 1.6 × 10-5 | 1 | < 0.1% |
| 1.64 × 10-5 | 1 | < 0.1% |
| 1.87 × 10-5 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 50708 | 1 | |
| 29110 | 1 | |
| 22198 | 1 | |
| 22000 | 1 | |
| 20514 | 1 | |
| 18300 | 1 | |
| 17441 | 1 | |
| 13930 | 1 | |
| 13498 | 1 | |
| 13400 | 1 |
age
Real number (ℝ)
| Distinct | 86 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 52.306237 |
| Minimum | 0 |
|---|---|
| Maximum | 109 |
| Zeros | 1 |
| Zeros (%) | < 0.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.1 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 29 |
| Q1 | 41 |
| median | 52 |
| Q3 | 63 |
| 95-th percentile | 78 |
| Maximum | 109 |
| Range | 109 |
| Interquartile range (IQR) | 22 |
Descriptive statistics
| Standard deviation | 14.725962 |
|---|---|
| Coefficient of variation (CV) | 0.28153358 |
| Kurtosis | -0.49403919 |
| Mean | 52.306237 |
| Median Absolute Deviation (MAD) | 11 |
| Skewness | 0.19225806 |
| Sum | 7814081 |
| Variance | 216.85396 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=50)
| Value | Count | Frequency (%) |
| 49 | 3834 | 2.6% |
| 48 | 3799 | 2.5% |
| 50 | 3747 | 2.5% |
| 47 | 3719 | 2.5% |
| 46 | 3710 | 2.5% |
| 63 | 3705 | 2.5% |
| 53 | 3644 | 2.4% |
| 51 | 3621 | 2.4% |
| 52 | 3601 | 2.4% |
| 56 | 3583 | 2.4% |
| Other values (76) | 112428 |
| Value | Count | Frequency (%) |
| 0 | 1 | < 0.1% |
| 21 | 162 | 0.1% |
| 22 | 368 | 0.2% |
| 23 | 592 | 0.4% |
| 24 | 783 | |
| 25 | 938 | |
| 26 | 1186 | |
| 27 | 1330 | |
| 28 | 1556 | |
| 29 | 1694 |
| Value | Count | Frequency (%) |
| 109 | 2 | < 0.1% |
| 107 | 1 | < 0.1% |
| 105 | 1 | < 0.1% |
| 103 | 3 | < 0.1% |
| 102 | 3 | < 0.1% |
| 101 | 3 | < 0.1% |
| 99 | 8 | |
| 98 | 6 | < 0.1% |
| 97 | 17 | |
| 96 | 17 |
NumberOfTime30-59DaysPastDueNotWorse
Real number (ℝ)
Skewed Zeros
| Distinct | 16 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.39388584 |
| Minimum | 0 |
|---|---|
| Maximum | 98 |
| Zeros | 125453 |
| Zeros (%) | 84.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.1 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 0 |
| Q3 | 0 |
| 95-th percentile | 2 |
| Maximum | 98 |
| Range | 98 |
| Interquartile range (IQR) | 0 |
Descriptive statistics
| Standard deviation | 3.8529531 |
|---|---|
| Coefficient of variation (CV) | 9.7819031 |
| Kurtosis | 616.24563 |
| Mean | 0.39388584 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 24.474608 |
| Sum | 58843 |
| Variance | 14.845248 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=16)
| Value | Count | Frequency (%) |
| 0 | 125453 | |
| 1 | 16033 | 10.7% |
| 2 | 4598 | 3.1% |
| 3 | 1754 | 1.2% |
| 4 | 747 | 0.5% |
| 5 | 342 | 0.2% |
| 98 | 220 | 0.1% |
| 6 | 140 | 0.1% |
| 7 | 54 | < 0.1% |
| 8 | 25 | < 0.1% |
| Other values (6) | 25 | < 0.1% |
| Value | Count | Frequency (%) |
| 0 | 125453 | |
| 1 | 16033 | 10.7% |
| 2 | 4598 | 3.1% |
| 3 | 1754 | 1.2% |
| 4 | 747 | 0.5% |
| 5 | 342 | 0.2% |
| 6 | 140 | 0.1% |
| 7 | 54 | < 0.1% |
| 8 | 25 | < 0.1% |
| 9 | 12 | < 0.1% |
| Value | Count | Frequency (%) |
| 98 | 220 | |
| 96 | 5 | < 0.1% |
| 13 | 1 | < 0.1% |
| 12 | 2 | < 0.1% |
| 11 | 1 | < 0.1% |
| 10 | 4 | < 0.1% |
| 9 | 12 | < 0.1% |
| 8 | 25 | < 0.1% |
| 7 | 54 | < 0.1% |
| 6 | 140 |
DebtRatio
Real number (ℝ)
Skewed Zeros
| Distinct | 114194 |
|---|---|
| Distinct (%) | 76.4% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 354.43674 |
| Minimum | 0 |
|---|---|
| Maximum | 329664 |
| Zeros | 3515 |
| Zeros (%) | 2.4% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.1 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0.00519896 |
| Q1 | 0.17744143 |
| median | 0.36823354 |
| Q3 | 0.87527934 |
| 95-th percentile | 2455.5 |
| Maximum | 329664 |
| Range | 329664 |
| Interquartile range (IQR) | 0.69783791 |
Descriptive statistics
| Standard deviation | 2041.8435 |
|---|---|
| Coefficient of variation (CV) | 5.7608121 |
| Kurtosis | 13681.588 |
| Mean | 354.43674 |
| Median Absolute Deviation (MAD) | 0.24529037 |
| Skewness | 94.979721 |
| Sum | 52949659 |
| Variance | 4169124.7 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=50)
| Value | Count | Frequency (%) |
| 0 | 3515 | 2.4% |
| 1 | 227 | 0.2% |
| 4 | 174 | 0.1% |
| 2 | 170 | 0.1% |
| 3 | 160 | 0.1% |
| 5 | 143 | 0.1% |
| 9 | 125 | 0.1% |
| 10 | 117 | 0.1% |
| 13 | 114 | 0.1% |
| 7 | 114 | 0.1% |
| Other values (114184) | 144532 |
| Value | Count | Frequency (%) |
| 0 | 3515 | |
| 2.6 × 10-5 | 1 | < 0.1% |
| 3.69 × 10-5 | 1 | < 0.1% |
| 3.93 × 10-5 | 1 | < 0.1% |
| 6.62 × 10-5 | 1 | < 0.1% |
| 7.5 × 10-5 | 1 | < 0.1% |
| 8 × 10-5 | 1 | < 0.1% |
| 8.57 × 10-5 | 1 | < 0.1% |
| 9.09 × 10-5 | 1 | < 0.1% |
| 9.15 × 10-5 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 329664 | 1 | |
| 326442 | 1 | |
| 307001 | 1 | |
| 220516 | 1 | |
| 168835 | 1 | |
| 110952 | 1 | |
| 106885 | 1 | |
| 101320 | 1 | |
| 61907 | 1 | |
| 61106.5 | 1 |
MonthlyIncome
Real number (ℝ)
Missing Skewed Zeros
| Distinct | 13594 |
|---|---|
| Distinct (%) | 11.3% |
| Missing | 29221 |
| Missing (%) | 19.6% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 6675.0983 |
| Minimum | 0 |
|---|---|
| Maximum | 3008750 |
| Zeros | 1616 |
| Zeros (%) | 1.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.1 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 1300 |
| Q1 | 3400 |
| median | 5400 |
| Q3 | 8250 |
| 95-th percentile | 14594.1 |
| Maximum | 3008750 |
| Range | 3008750 |
| Interquartile range (IQR) | 4850 |
Descriptive statistics
| Standard deviation | 14389.582 |
|---|---|
| Coefficient of variation (CV) | 2.1557109 |
| Kurtosis | 19494 |
| Mean | 6675.0983 |
| Median Absolute Deviation (MAD) | 2312.5 |
| Skewness | 114.01657 |
| Sum | 8.0214656 × 108 |
| Variance | 2.0706008 × 108 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=50)
| Value | Count | Frequency (%) |
| 5000 | 2757 | 1.8% |
| 4000 | 2106 | 1.4% |
| 6000 | 1934 | 1.3% |
| 3000 | 1758 | 1.2% |
| 0 | 1616 | 1.1% |
| 2500 | 1549 | 1.0% |
| 10000 | 1466 | 1.0% |
| 3500 | 1359 | 0.9% |
| 4500 | 1226 | 0.8% |
| 7000 | 1223 | 0.8% |
| Other values (13584) | 103176 | |
| (Missing) | 29221 | 19.6% |
| Value | Count | Frequency (%) |
| 0 | 1616 | |
| 1 | 596 | 0.4% |
| 2 | 6 | < 0.1% |
| 4 | 2 | < 0.1% |
| 5 | 2 | < 0.1% |
| 7 | 1 | < 0.1% |
| 9 | 1 | < 0.1% |
| 10 | 2 | < 0.1% |
| 11 | 1 | < 0.1% |
| 15 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 3008750 | 1 | |
| 1794060 | 1 | |
| 1560100 | 1 | |
| 1072500 | 1 | |
| 835040 | 1 | |
| 730483 | 1 | |
| 702500 | 1 | |
| 699530 | 1 | |
| 649587 | 1 | |
| 629000 | 1 |
NumberOfOpenCreditLinesAndLoans
Real number (ℝ)
Zeros
| Distinct | 58 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 8.4808924 |
| Minimum | 0 |
|---|---|
| Maximum | 58 |
| Zeros | 1712 |
| Zeros (%) | 1.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.1 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 2 |
| Q1 | 5 |
| median | 8 |
| Q3 | 11 |
| 95-th percentile | 18 |
| Maximum | 58 |
| Range | 58 |
| Interquartile range (IQR) | 6 |
Descriptive statistics
| Standard deviation | 5.1365146 |
|---|---|
| Coefficient of variation (CV) | 0.60565732 |
| Kurtosis | 3.1172815 |
| Mean | 8.4808924 |
| Median Absolute Deviation (MAD) | 3 |
| Skewness | 1.2218338 |
| Sum | 1266969 |
| Variance | 26.383782 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=50)
| Value | Count | Frequency (%) |
| 6 | 13607 | 9.1% |
| 7 | 13242 | 8.9% |
| 5 | 12916 | 8.6% |
| 8 | 12559 | 8.4% |
| 4 | 11566 | 7.7% |
| 9 | 11355 | 7.6% |
| 10 | 9623 | 6.4% |
| 3 | 8992 | 6.0% |
| 11 | 8321 | 5.6% |
| 12 | 7005 | 4.7% |
| Other values (48) | 40205 |
| Value | Count | Frequency (%) |
| 0 | 1712 | 1.1% |
| 1 | 4251 | 2.8% |
| 2 | 6558 | |
| 3 | 8992 | |
| 4 | 11566 | |
| 5 | 12916 | |
| 6 | 13607 | |
| 7 | 13242 | |
| 8 | 12559 | |
| 9 | 11355 |
| Value | Count | Frequency (%) |
| 58 | 1 | < 0.1% |
| 57 | 2 | < 0.1% |
| 56 | 2 | < 0.1% |
| 54 | 4 | |
| 53 | 1 | < 0.1% |
| 52 | 3 | |
| 51 | 2 | < 0.1% |
| 50 | 2 | < 0.1% |
| 49 | 4 | |
| 48 | 6 |
NumberOfTimes90DaysLate
Real number (ℝ)
Skewed Zeros
| Distinct | 19 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.2381201 |
| Minimum | 0 |
|---|---|
| Maximum | 98 |
| Zeros | 141108 |
| Zeros (%) | 94.5% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.1 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 0 |
| Q3 | 0 |
| 95-th percentile | 1 |
| Maximum | 98 |
| Range | 98 |
| Interquartile range (IQR) | 0 |
Descriptive statistics
| Standard deviation | 3.8261647 |
|---|---|
| Coefficient of variation (CV) | 16.068214 |
| Kurtosis | 637.85235 |
| Mean | 0.2381201 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 25.107372 |
| Sum | 35573 |
| Variance | 14.639536 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=19)
| Value | Count | Frequency (%) |
| 0 | 141108 | |
| 1 | 5232 | 3.5% |
| 2 | 1555 | 1.0% |
| 3 | 667 | 0.4% |
| 4 | 291 | 0.2% |
| 98 | 220 | 0.1% |
| 5 | 131 | 0.1% |
| 6 | 80 | 0.1% |
| 7 | 38 | < 0.1% |
| 8 | 21 | < 0.1% |
| Other values (9) | 48 | < 0.1% |
| Value | Count | Frequency (%) |
| 0 | 141108 | |
| 1 | 5232 | 3.5% |
| 2 | 1555 | 1.0% |
| 3 | 667 | 0.4% |
| 4 | 291 | 0.2% |
| 5 | 131 | 0.1% |
| 6 | 80 | 0.1% |
| 7 | 38 | < 0.1% |
| 8 | 21 | < 0.1% |
| 9 | 19 | < 0.1% |
| Value | Count | Frequency (%) |
| 98 | 220 | |
| 96 | 5 | < 0.1% |
| 17 | 1 | < 0.1% |
| 15 | 2 | < 0.1% |
| 14 | 2 | < 0.1% |
| 13 | 4 | < 0.1% |
| 12 | 2 | < 0.1% |
| 11 | 5 | < 0.1% |
| 10 | 8 | < 0.1% |
| 9 | 19 | < 0.1% |
NumberRealEstateLoansOrLines
Real number (ℝ)
Zeros
| Distinct | 28 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 1.0223909 |
| Minimum | 0 |
|---|---|
| Maximum | 54 |
| Zeros | 55579 |
| Zeros (%) | 37.2% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.1 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 1 |
| Q3 | 2 |
| 95-th percentile | 3 |
| Maximum | 54 |
| Range | 54 |
| Interquartile range (IQR) | 2 |
Descriptive statistics
| Standard deviation | 1.1301955 |
|---|---|
| Coefficient of variation (CV) | 1.1054436 |
| Kurtosis | 60.585918 |
| Mean | 1.0223909 |
| Median Absolute Deviation (MAD) | 1 |
| Skewness | 3.4847049 |
| Sum | 152736 |
| Variance | 1.2773419 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=28)
| Value | Count | Frequency (%) |
| 0 | 55579 | |
| 1 | 52338 | |
| 2 | 31522 | |
| 3 | 6300 | 4.2% |
| 4 | 2170 | 1.5% |
| 5 | 689 | 0.5% |
| 6 | 320 | 0.2% |
| 7 | 171 | 0.1% |
| 8 | 93 | 0.1% |
| 9 | 78 | 0.1% |
| Other values (18) | 131 | 0.1% |
| Value | Count | Frequency (%) |
| 0 | 55579 | |
| 1 | 52338 | |
| 2 | 31522 | |
| 3 | 6300 | 4.2% |
| 4 | 2170 | 1.5% |
| 5 | 689 | 0.5% |
| 6 | 320 | 0.2% |
| 7 | 171 | 0.1% |
| 8 | 93 | 0.1% |
| 9 | 78 | 0.1% |
| Value | Count | Frequency (%) |
| 54 | 1 | < 0.1% |
| 32 | 1 | < 0.1% |
| 29 | 1 | < 0.1% |
| 26 | 1 | < 0.1% |
| 25 | 3 | |
| 23 | 2 | |
| 21 | 1 | < 0.1% |
| 20 | 2 | |
| 19 | 2 | |
| 18 | 2 |
NumberOfTime60-89DaysPastDueNotWorse
Real number (ℝ)
Skewed Zeros
| Distinct | 13 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.21250276 |
| Minimum | 0 |
|---|---|
| Maximum | 98 |
| Zeros | 141831 |
| Zeros (%) | 94.9% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.1 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 0 |
| Q3 | 0 |
| 95-th percentile | 1 |
| Maximum | 98 |
| Range | 98 |
| Interquartile range (IQR) | 0 |
Descriptive statistics
| Standard deviation | 3.8105233 |
|---|---|
| Coefficient of variation (CV) | 17.931641 |
| Kurtosis | 649.09339 |
| Mean | 0.21250276 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 25.424388 |
| Sum | 31746 |
| Variance | 14.520088 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=13)
| Value | Count | Frequency (%) |
| 0 | 141831 | |
| 1 | 5731 | 3.8% |
| 2 | 1118 | 0.7% |
| 3 | 318 | 0.2% |
| 98 | 220 | 0.1% |
| 4 | 105 | 0.1% |
| 5 | 34 | < 0.1% |
| 6 | 16 | < 0.1% |
| 7 | 9 | < 0.1% |
| 96 | 5 | < 0.1% |
| Other values (3) | 4 | < 0.1% |
| Value | Count | Frequency (%) |
| 0 | 141831 | |
| 1 | 5731 | 3.8% |
| 2 | 1118 | 0.7% |
| 3 | 318 | 0.2% |
| 4 | 105 | 0.1% |
| 5 | 34 | < 0.1% |
| 6 | 16 | < 0.1% |
| 7 | 9 | < 0.1% |
| 8 | 2 | < 0.1% |
| 9 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 98 | 220 | |
| 96 | 5 | < 0.1% |
| 11 | 1 | < 0.1% |
| 9 | 1 | < 0.1% |
| 8 | 2 | < 0.1% |
| 7 | 9 | < 0.1% |
| 6 | 16 | < 0.1% |
| 5 | 34 | < 0.1% |
| 4 | 105 | 0.1% |
| 3 | 318 |
NumberOfDependents
Real number (ℝ)
Missing Zeros
| Distinct | 13 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 3828 |
| Missing (%) | 2.6% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.75986343 |
| Minimum | 0 |
|---|---|
| Maximum | 20 |
| Zeros | 86392 |
| Zeros (%) | 57.8% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.1 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 0 |
| Q3 | 1 |
| 95-th percentile | 3 |
| Maximum | 20 |
| Range | 20 |
| Interquartile range (IQR) | 1 |
Descriptive statistics
| Standard deviation | 1.1161415 |
|---|---|
| Coefficient of variation (CV) | 1.4688711 |
| Kurtosis | 2.9842881 |
| Mean | 0.75986343 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 1.5833082 |
| Sum | 110608 |
| Variance | 1.2457717 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=13)
| Value | Count | Frequency (%) |
| 0 | 86392 | |
| 1 | 26314 | 17.6% |
| 2 | 19521 | 13.1% |
| 3 | 9483 | 6.3% |
| 4 | 2862 | 1.9% |
| 5 | 746 | 0.5% |
| 6 | 158 | 0.1% |
| 7 | 51 | < 0.1% |
| 8 | 24 | < 0.1% |
| 10 | 5 | < 0.1% |
| Other values (3) | 7 | < 0.1% |
| (Missing) | 3828 | 2.6% |
| Value | Count | Frequency (%) |
| 0 | 86392 | |
| 1 | 26314 | 17.6% |
| 2 | 19521 | 13.1% |
| 3 | 9483 | 6.3% |
| 4 | 2862 | 1.9% |
| 5 | 746 | 0.5% |
| 6 | 158 | 0.1% |
| 7 | 51 | < 0.1% |
| 8 | 24 | < 0.1% |
| 9 | 5 | < 0.1% |
| Value | Count | Frequency (%) |
| 20 | 1 | < 0.1% |
| 13 | 1 | < 0.1% |
| 10 | 5 | < 0.1% |
| 9 | 5 | < 0.1% |
| 8 | 24 | < 0.1% |
| 7 | 51 | < 0.1% |
| 6 | 158 | 0.1% |
| 5 | 746 | 0.5% |
| 4 | 2862 | 1.9% |
| 3 | 9483 |
Interactions
Correlations
| DebtRatio | MonthlyIncome | NumberOfDependents | NumberOfOpenCreditLinesAndLoans | NumberOfTime30-59DaysPastDueNotWorse | NumberOfTime60-89DaysPastDueNotWorse | NumberOfTimes90DaysLate | NumberRealEstateLoansOrLines | RevolvingUtilizationOfUnsecuredLines | SeriousDlqin2yrs | age | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| DebtRatio | 1.000 | -0.133 | -0.042 | 0.219 | 0.037 | 0.002 | -0.031 | 0.396 | 0.077 | 0.000 | 0.029 |
| MonthlyIncome | -0.133 | 1.000 | 0.204 | 0.310 | -0.015 | -0.053 | -0.089 | 0.390 | -0.078 | 0.000 | 0.133 |
| NumberOfDependents | -0.042 | 0.204 | 1.000 | 0.096 | 0.070 | 0.036 | 0.031 | 0.163 | 0.118 | 0.031 | -0.229 |
| NumberOfOpenCreditLinesAndLoans | 0.219 | 0.310 | 0.096 | 1.000 | 0.063 | -0.047 | -0.134 | 0.469 | -0.086 | 0.051 | 0.158 |
| NumberOfTime30-59DaysPastDueNotWorse | 0.037 | -0.015 | 0.070 | 0.063 | 1.000 | 0.277 | 0.250 | 0.021 | 0.234 | 0.086 | -0.094 |
| NumberOfTime60-89DaysPastDueNotWorse | 0.002 | -0.053 | 0.036 | -0.047 | 0.277 | 1.000 | 0.317 | -0.044 | 0.187 | 0.084 | -0.084 |
| NumberOfTimes90DaysLate | -0.031 | -0.089 | 0.031 | -0.134 | 0.250 | 0.317 | 1.000 | -0.101 | 0.237 | 0.087 | -0.102 |
| NumberRealEstateLoansOrLines | 0.396 | 0.390 | 0.163 | 0.469 | 0.021 | -0.044 | -0.101 | 1.000 | -0.028 | 0.033 | 0.054 |
| RevolvingUtilizationOfUnsecuredLines | 0.077 | -0.078 | 0.118 | -0.086 | 0.234 | 0.187 | 0.237 | -0.028 | 1.000 | 0.000 | -0.277 |
| SeriousDlqin2yrs | 0.000 | 0.000 | 0.031 | 0.051 | 0.086 | 0.084 | 0.087 | 0.033 | 0.000 | 1.000 | 0.116 |
| age | 0.029 | 0.133 | -0.229 | 0.158 | -0.094 | -0.084 | -0.102 | 0.054 | -0.277 | 0.116 | 1.000 |
Missing values
A simple visualization of nullity by column.
Nullity matrix is a data-dense display which lets you quickly visually pick out patterns in data completion.
The correlation heatmap measures nullity correlation: how strongly the presence or absence of one variable affects the presence of another.
Sample
| SeriousDlqin2yrs | RevolvingUtilizationOfUnsecuredLines | age | NumberOfTime30-59DaysPastDueNotWorse | DebtRatio | MonthlyIncome | NumberOfOpenCreditLinesAndLoans | NumberOfTimes90DaysLate | NumberRealEstateLoansOrLines | NumberOfTime60-89DaysPastDueNotWorse | NumberOfDependents | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 0 | 0.957151 | 40 | 0 | 0.121876 | 2600.0 | 4 | 0 | 0 | 0 | 1.0 |
| 1 | 0 | 0.658180 | 38 | 1 | 0.085113 | 3042.0 | 2 | 1 | 0 | 0 | 0.0 |
| 2 | 0 | 0.233810 | 30 | 0 | 0.036050 | 3300.0 | 5 | 0 | 0 | 0 | 0.0 |
| 3 | 0 | 0.907239 | 49 | 1 | 0.024926 | 63588.0 | 7 | 0 | 1 | 0 | 0.0 |
| 4 | 0 | 0.213179 | 74 | 0 | 0.375607 | 3500.0 | 3 | 0 | 1 | 0 | 1.0 |
| 5 | 0 | 0.305682 | 57 | 0 | 5710.000000 | NaN | 8 | 0 | 3 | 0 | 0.0 |
| 6 | 0 | 0.754464 | 39 | 0 | 0.209940 | 3500.0 | 8 | 0 | 0 | 0 | 0.0 |
| 7 | 0 | 0.116951 | 27 | 0 | 46.000000 | NaN | 2 | 0 | 0 | 0 | NaN |
| 8 | 0 | 0.189169 | 57 | 0 | 0.606291 | 23684.0 | 9 | 0 | 4 | 0 | 2.0 |
| 9 | 0 | 0.644226 | 30 | 0 | 0.309476 | 2500.0 | 5 | 0 | 0 | 0 | 0.0 |
| SeriousDlqin2yrs | RevolvingUtilizationOfUnsecuredLines | age | NumberOfTime30-59DaysPastDueNotWorse | DebtRatio | MonthlyIncome | NumberOfOpenCreditLinesAndLoans | NumberOfTimes90DaysLate | NumberRealEstateLoansOrLines | NumberOfTime60-89DaysPastDueNotWorse | NumberOfDependents | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 149381 | 1 | 0.552157 | 55 | 0 | 0.337035 | 1800.0 | 7 | 1 | 0 | 0 | 1.0 |
| 149382 | 1 | 0.673699 | 62 | 1 | 3653.000000 | NaN | 16 | 0 | 1 | 0 | 1.0 |
| 149383 | 1 | 0.677345 | 38 | 3 | 0.242278 | 13500.0 | 9 | 0 | 1 | 0 | 3.0 |
| 149384 | 1 | 0.847041 | 47 | 0 | 432.000000 | NaN | 6 | 0 | 0 | 0 | 0.0 |
| 149385 | 1 | 0.149764 | 28 | 0 | 0.303432 | 3700.0 | 12 | 0 | 1 | 0 | 0.0 |
| 149386 | 1 | 1.000000 | 46 | 0 | 170.398010 | 401.0 | 3 | 2 | 0 | 0 | 2.0 |
| 149387 | 1 | 1.135552 | 41 | 2 | 0.845887 | 7500.0 | 12 | 0 | 4 | 1 | 0.0 |
| 149388 | 1 | 0.920107 | 31 | 1 | 0.176732 | 1125.0 | 4 | 1 | 0 | 0 | 0.0 |
| 149389 | 1 | 0.983825 | 55 | 0 | 0.064116 | 4600.0 | 2 | 1 | 0 | 0 | 6.0 |
| 149390 | 1 | 0.224711 | 55 | 0 | 0.057235 | 8700.0 | 7 | 0 | 0 | 0 | 0.0 |